Dominion Residential Mortgage - DRM offers a full range of loan programs to help make your homeownership dream a reality.

Purchasing Your Home

Owning your own home provides several benefits.  In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions, say "good bye" to your landlord and take control of your living environment.

Why Dominion Residential Mortgage?

We have a different approach to financing.  Financing should never be just about rate.  Getting a loan is about finding the right product for your situation.  Somebody buying their first home is different from somebody getting ready to retire which is different from somebody buying an investment property.

At DRM we always make sure we structure the right financing for your individual needs.  Our goal is to make people successful and when you are buying a home it starts with getting the right financing.

Getting Pre Approved

Getting pre-approved is easy.  In about 15 minutes you will be able to answer the two most important questions:

How much do I qualify for?

How much can I afford every month?

Many people only ask the first question which is mistake.  Knowing what you qualify for is very important but you also need to know how much you can afford on a monthly basis.  Many times people with excellent credit can actually qualify for more than they are comfortable paying every month.  The question of how much you can afford on a monthly basis is not as straight forward as you may think.  Understanding the potential tax benefit has a huge impact on what you can afford.  Sometimes just restructuring some existing debt can also change the picture and save you money.

At Dominion Residential Mortgage we can help you find the answers to both of these questions before you buy.

To get Pre-Approved call (877) 890-7030 to speak to a loan officer.

Owning vs. Renting

It takes more than looking at your mortgage payment to answer this question.  To really know the answer you need to factor in tax savings, appreciation, property taxes and comparable rent.  Compare the benefits of owning vs. the cost of renting with our Rent vs. Buy Calculator.

Call us toll free at (877) 890-7030 to talk with a loan officer.